Medication discount cards are one way to help lower your prescription medication costs. Companies providing these cards offer discounts on any FDA-approved medication by leveraging group purchasing power to help negotiate lower prices for their customers. Each program manages this differently, and your program may restrict what pharmacies you use. Costs for your medications may also vary depending on how you receive them—if you go to a local pharmacy or get them via mail-order, check those details before using a discount card. Also, understand that the discounted amounts you pay toward these medications may not count toward your deductible if you are insured. Usually, your costs can drop once you meet your deductible, so paying down the deductible is advantageous.