Silver Health Plan

The most popular of the four metal tiers of Marketplace plans. With Silver plans, you pay reasonable monthly premiums and moderate costs when you need care. This is a good tier for you if you qualify for “extra savings” — or, if not, if you’re willing to pay a monthly premium slightly higher than Bronze to cover more of your routine care.

NOTE: if you qualify for “cost-sharing reductions” or “extra savings,” you can save a lot of money on deductibles, co-payments, and coinsurance when you get care — but only with a Silver plan. (See Bronze, Gold, and Platinum Health Plans)